MONEY4STUDENTS TERMS & CONDITIONS

1. Introduction.

This Agreement is a legal document which sets out your rights and obligations, and those of money4students.co.uk, ("Money4Students", "we" or "us"), in relation to this site and the services offered by Money4Students through it (the "Money4Students Service"). You must take the time to read and understand it, before registering for the Money4Students Service. By registering, you accept that you are entering into a contract with us on the terms of this Agreement. Visitors to the Money4Students Service who do not register to become a Member (see 2 below) similarly affirm that they are bound by this Agreement each time they access the Money4Students Service. You should be aware that this Agreement may change from time to time in accordance with Clause 23 below.

2. Membership.

People who register for the Money4Students Service become "Members". They must be at least 16 years of age.

As well as being able to browse the Money4Students Service like any visitor to it, members may:

• May post their name and some other details in the profiles page and other categories which appear on the Money4Students Service;
• Receive emailed messages, which will be sent to the email address contained in your account details (which are provided during Registration and may be updated subsequently), and 
• Post to other users’ message boards which may be available on the Money4Students Service;
• Upload photos.
• View sections of the site which are not available to non-members.
• Add universities reviews.
• Add music/film reviews.
• Add student recipes
• Create an online CV.
• Use other features of the site, such as ‘Hot or Not’ which will change throughout the year.

3. Registration.

You undertake to register for the Money4Students Service using accurate and current information about yourself - including your correct name, address and any other requested details. You cannot impersonate any person or entity, or falsely state or otherwise misrepresent yourself, your age or your affiliation with any person or entity; You also undertake only to add yourself to a location on the Money4Students Service which you live at at the present time. You must accept that you are solely responsible for the photos, profiles (including your name, image, and likeness), messages, notes, text, information, music, video, advertisements, listings, and other content that you upload, publish or display (hereinafter, "post") on or through the Service or the Site, or transmit to or share with other users (collectively the "User Content"). You may not post, transmit, or share User Content on the Site or Service that you did not create or that you do not have permission to post. As part of the registration process for the Money4Students Service, you will receive a verification email, the purpose of which is to take reasonable steps to ensure that the email address you have nominated during registration is controlled by you. That email contains simple instructions which you must follow.

4. Privacy policy.

Money4Students Privacy Policy forms part of this Agreement, and by agreeing to this, you also give your consent to the way we may handle your personal data detailed in that policy. Given the global nature of the World Wide Web, any posting on the Money4Students Service (including any which contain personal information) is, of course, accessible to internet users around the world.

5. Money4Students’ Role.

You, whether you are a Member or a non-Member who visits the Money4Students Service, acknowledge that we are not and cannot be responsible for the behaviour of Members - whether on the Money4Students Service or outside of it. We only provide a venue where the Money4Students Service may be accessed. In particular, you should be aware that Money4Students does not pre-screen or monitor the material contributed by Members in certain sections.

6. Additional Services.

Money4Students or its affiliates may offer new or additional services through the Money4Students Service from time to time. Your use of those services may be subject to additional terms and conditions, or rules of use, which you must comply with. Any failure by you to comply with a material provision of the terms or rules governing such additional services will amount to a breach of this Agreement and enable us to terminate this Agreement.

7. Operation of Money4Students Services.

Money4Students reserves the right to withdraw or modify one or more aspects of the Money4Students Service where we have legal or commercial reasons to do so. There may also be times when the Money4Students Service becomes inaccessible as a result of technical difficulties experienced by Money4Students or on the Internet. For security or other reasons, we may require you to change password or other information which facilitates access to the Money4Students Service.

8. Misuse of Money4Students Service.

We reserve the right (a) to suspend or terminate any Member's access to the Money4Students Service, or parts of it, and/or (b) to remove, edit, or require the Member to remove or edit, material posted on the Money4Students Service, if the relevant Member or material appears to us to be in breach of any provision of this Agreement. Any person whose access has been suspended or terminated must not re-register for, or re-access, the Money4Students Service without our prior consent. You are responsible for everything which is done on or through the Money4Students Service while your Membership account is logged on to the Money4Students Service, or through your email address(es). In addition, we reserve the right to suspend or terminate any Member's access to the Money4Students Service if the relevant Member is abusive, discriminatory or threatening to, harasses or communicates offensive messages or images to another Member, whether or not through the Money4Students Service.

9. Relevance.

The Money4Students Service is intended to be used by its Members for the purposes referred to in Clause 2 above. Accordingly, Members must not:

• Place material on, or otherwise use, the Money4Students Service for any business or commercial purpose; or
• Use access to the Money4Students Service, or information gathered from it, for the sending of unsolicited bulk email (sometimes known as spam).

10. Future Fees

(i)We reserve the right to provide a free service to all members for a period of up to 12 months following the launch of the service. We also reserve the right to incorporate a fee based service within that same 12 month period should we deem it appropriate.

(ii) You acknowledge that we are entitled to alter the amount or the basis of the calculation of our fees from time to time, provided that such amount or basis is clearly stated at the time when you agree to take the relevant Money4Students Service.

(iii) Fees paid by a Member will not be rebated or refunded by Money4Students, except as follows. If, under Clause 7 above, we entirely withdraw an aspect of the Money4Students Service for which you have subscribed, or the entirety of the Money4Students Service itself, then you may be entitled to a rebate of your Full Membership fee for the remainder of the twelve month period to which that fee relates

We may add new or ancillary services from time to time which require the payment of fees - either to us or a nominated third party - on terms which will be provided to you at the time.

11. Prohibitions.

You are responsible for ensuring that no material you post, or which is posted through a machine on which you access the Money4Students Service, nor any activity or communication you make in connection with any Money4Students Service, will be capable of (a) infringing the intellectual property or other rights of any person or entity, (b) breaching any applicable law, whether criminal, tortuous or otherwise, or (c) appearing to be offensive, threatening, obscene, pornographic, false, libellous, defamatory, unreliable or misleading.

12. Alerting Money4Students.

If you see anything on the Money4Students Service which appears to infringe this Agreement, then please contact us to inform us of it by using the "Report Abuse" function, or by emailing us. We do generally monitor material contributed by Members before it is placed on the Money4Students Service, but we are also reliant upon users to point out any which infringes this Agreement. We try our best to monitor some parts of the service, but your help would be appreciated.

13. Withdrawal of material and Termination of Membership.

Each Member acknowledges that we are entitled to withdraw any material on the Money4Students Service which appears whether based on information received from Members or others, or our own determination to be capable of breaching any part of this Agreement, or to bring the Money4Students Service into disrepute. However, each user acknowledges that we do not monitor material which appears on the Money4Students Service, and that we are reliant upon you and all users to notify us of anything you see here which appears likely to breach this Agreement, using the notification techniques which are made available on the Money4Students Service.

14. Disclaimer and Release.

Money4Students has limited control over or responsibility for the truth or accuracy of any material available on the Money4Students Service, whether provided by Members or others.

• If any third party sites are linked to from the Money4Students Service, this does not mean that we endorse or have any responsibility for the site in question or anything which appears on it.
• You should exercise no lesser degree of caution in appraising what you see on the Money4Students Service than you do offline.
• Even though Members are prohibited from doing so, people may provide information, or otherwise behave, in a way that is unreliable, misleading or even illegal. Further, you should note that people may not necessarily be who they say they are.
• Your use of the Money4Students Service is entirely at your own risk.

Accordingly, to the extent that the law permits, you release Money4Students and its directors, contractors and employees from all liability arising out of your use of a third party site or arising out of or in connection with the Money4Students Service and the material included here by Members and other third parties.

15. Intellectual Property.

You acknowledge that all copyright, trade marks, and other intellectual property rights in and relating to the Money4Students Service (including the material which is contributed by Members) are owned by Money4Students. Therefore, no-one may copy, distribute, show in public or create any derivative work from the Money4Students Service, or any of the material which is found on the Money4Students Service unless properly licensed to do so by us.

By submitting any material content to the Money4Students Service, you:

• Are representing that you are fully entitled to do so;
• Grant us a non-exclusive, royalty-free, non-terminable licence right to copy, modify, distribute, show in public and create derivative works from that material in any form, anywhere; and
• Authorise us to adapt the relevant material in the course of doing so, and so waive your moral rights to object to any derogatory treatment, or to be identified as the author, of the material in question.

16. Excluded loss.

We will not be liable to you or any third party for any indirect or consequential loss or damage, or for any loss of data, profit, revenue or business, howsoever caused (whether arising out of any negligence or breach of this Agreement or otherwise). Money4Students will also not be liable for any failure to perform its obligations under this Agreement caused by matters beyond its reasonable control.

17. Maximum liability.

Without limiting the preceding Clause, during any period of twelve months, the aggregate liability of Money4Students under this Agreement (whether arising in negligence or otherwise) will not under any circumstances exceed the greater of £5

18. Non-excluded Liabilities.

Nothing in this Agreement implies any liability whatsoever on the part of Money4Students for death or personal injury resulting from our negligence, or any other liability which may not by law be excluded. Any statutory rights you may have as a consumer remain unaffected.

19. Indemnity.

You agree to indemnify us against all liabilities, claims and expenses that may arise from any breach of this Agreement by you or through a machine on which you access the Money4Students Service.

20. Assignment.

We reserve the right to assign this Agreement, and to assign or subcontract any or all of our rights and obligations under this Agreement. You may not without the written consent of Money4Students assign or dispose of this Agreement.

21. Entire Agreement.

This Agreement includes our privacy policy . Together they contain the whole of the agreement between us and you concerning the Money4Students Service and they replace all earlier agreements and understandings with you, except for any fraud or fraudulent representation by either of us. A person who is not a party to this Agreement has no right under the Contracts (Rights of Third Parties) Act 1999 to rely upon or enforce any term of this Agreement.

22. Changes to this Agreement.

Money4Students reserves the right to change this Agreement from time to time, and post the new version on the Money4Students Service. When we do so, we will notify you of the fact that there are changed terms on the main screen (www.money4students.co.uk) and the new version of these terms and conditions will take effect, and will govern all Money4Students Services and your relationship with Money4Students:

• commencing four weeks after the date of posting (or such later date as Money4Students indicates in the relevant posting), if any of the changes is to an operative provision of this Agreement which is capable of adversely affecting you; if you do not wish to be governed by the new version of the Agreement, you may notify us on or before the date when the new version of the Agreement is to take effect, and from that date you must cease to use the Money4Students Service; or
• immediately upon the date of posting (or such later date as Money4Students indicates in the relevant posting), if the changes are not to operative provisions, or not capable of adversely affecting you - examples of which would include, without limitation, changes to one or more of Money4Students' addresses or email addresses referred to in this Agreement.

23. Severability.

In the event that any term of this Agreement is held to be invalid or unenforceable by judicial decree or decision, the remainder of this Agreement shall remain valid and enforceable.

24. Law.

This Agreement shall be governed by and construed in accordance with the laws of England, Scotland and Wales.

25. Contact.

You can contact us by email at termsandconditions@money4students.co.uk